Cess Payne

Cess Payne

Director
Strategy and Impact Committee

SVP, Merrill, Private Bank & Employee Underwriting & Fulfillment Executive

Cess Payne is the High Net Worth Mortgage Executive within Consumer Lending. He is responsible for the Underwriting and Fulfillment of Mortgage loans within Merrill, Private Bank and Employee Lending. Cess has held multiple roles in Home Loans since 2008. 


In 1990, Cess joined Bank of America participating in the Underwriting Training Program. For the next several years, he worked as a Consumer and Real Estate Underwriter, Senior Underwriter, and held multiple leadership roles within Lease & Loan Collections. Cess has led several Diversity and Inclusion initiatives over the years, as well as being an active participant in the bank’s Mentoring Program. Cess currently serves as Co-Lead for the Black Executive Leadership Council Business Integration Workgroup as well as the Co-chair for the Associate Leadership Council for the Los Angeles Market. 


Cess is a graduate of the University of Cal Poly Pomona where he achieved his Bachelor’s Degree in Business Administration and is Six Sigma Certified.